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Post by JP5 on Oct 15, 2013 16:01:48 GMT
This is being reported in both Forbes AND the Wall Street Journal. The reason Obamacare's website is crashing is that they tried to hide from the people the high costs of these plans.
Obamacare's Website Is Crashing Because It Doesn't Want You To Know How Costly Its Plans Are The Healthcare.gov website requires that individuals looking for coverage enter personal information before comparing plans. IT experts believe that this requirement is causing the website to crash.
A growing consensus of IT experts, outside and inside the government, have figured out a principal reason why the website for Obamacare’s federally-sponsored insurance exchange is crashing. Healthcare.gov forces you to create an account and enter detailed personal information before you can start shopping. This, in turn, creates a massive traffic bottleneck, as the government verifies your information and decides whether or not you’re eligible for subsidies. HHS bureaucrats knew this would make the website run more slowly. But they were more afraid that letting people see the underlying cost of Obamacare’s insurance plans would scare people away.
Political objectives trumped operational objectives.
"The answer is that Obamacare wasn’t designed to help healthy people with average incomes get health insurance. It was designed to force those people to pay more for coverage, in order to subsidize insurance for people with incomes near the poverty line, and those with chronic or costly medical conditions."
www.forbes.com/sites/theapothecary/2013/10/14/obamacares-website-is-crashing-because-it-doesnt-want-you-to-know-health-plans-true-costs/
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Post by JP5 on Oct 15, 2013 16:20:26 GMT
Aetna's CEO says here that the website for Obamacare says that there is there is "SO MUCH WRONG." His company didn't get the needed info from the administration until just ONE MONTH before the website was supposed to be up-and-running. So......what has this administration been doing for 4 years? He also goes on to say that he is concerned there won't be enough people to sign up to make it work. And since the entire plan is based on the young and healthy to sign up.....it will NOT work unless they do. And finally.....this important point made by the CEO of Aetna.......he said he would have signed on to the delay proposed by the Republicans....but that, unfortunately, "politics" got in the way of a good business decision!! He also says it could take 3 years or more before the marketplace problems are sorted out.
'So much wrong': Aetna CEO blasts Obamacare tech debacle Text Size Published: Monday, 14 Oct 2013 | 12:57 PM ET Monday, 14 Oct 2013 | 8:32 AM ET Mark Bertolini explains why he was nervous about the Affordable Care Act rollout and his concerns about whether enough people will sign up to make the program work.Aetna's CEO gave a harshly critical review Monday of the federal government's Obamacare marketplace, saying, "There's so much wrong, you just don't know what's broken until you get a lot more of it fixed."
'I would have' delayed
Asked if he would have delayed the launch of the exchange given its earlier problems, Bertolini said, "I would have, if I'd been in their seat." But, he added, "the politics got in the way of a good business decision."
www.cnbc.com/id/101110161
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Post by ShivaTD on Oct 16, 2013 18:26:26 GMT
I've already read numerous news reports on the unsubsidized costs of health insurance being offered by the exchanges so how is this information being suppressed?
We're only getting anecdotal stories so far. Many have had problems signing up predominately in "Republican" states where they didn't set up their own state health insurance exchanges while in states that did set up their own exchanges there appear to be few problems. The Obama Administration is going to provide monthly reports on enrollments and the first is expected about the second week of November assuming the government is operating and can produce the report. Until then we really don't have a lot of information to go on.
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Post by JP5 on Oct 16, 2013 18:47:19 GMT
I've already read numerous news reports on the unsubsidized costs of health insurance being offered by the exchanges so how is this information being suppressed?
We're only getting anecdotal stories so far. Many have had problems signing up predominately in "Republican" states where they didn't set up their own state health insurance exchanges while in states that did set up their own exchanges there appear to be few problems. The Obama Administration is going to provide monthly reports on enrollments and the first is expected about the second week of November assuming the government is operating and can produce the report. Until then we really don't have a lot of information to go on. You missed the point in the title AND the OP. This is about the website......and what IT experts are finding is the problem with the bottleneck. It's because the government makes a person fill out personal information FIRST so that the gov't can determine IF they will qualify for a subsidy.....BEFORE they can even do some looking around. That was done for the primary reason so that people would NOT be "scared off" by seeing the cost of the plans first. This is FACT; it's not in dispute. This has even been admitted to by the administration.....right there in the article from Forbes sited above: “An HHS spokeswoman said the agency wanted to ensure that users were aware of their eligibility for subsidies that could help pay for coverage, before they started seeing the prices of policies.”
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Post by snarky on Oct 16, 2013 23:11:08 GMT
oh boo hoo hoo.... are you actually going to side with CEO of aetna as if he gave a damn about people who need insurance but were turned down b4 the ACA because of a preexisting CONdition & it cost too much( thus cuttin into his profit) to give them care ? Aetna CEO's Pay More Than Tripled Last Year April 08, 2013|By MATTHEW STURDEVANT, msturdevant@courant.com, The Hartford Courant The CEO of Aetna Inc., Mark T. Bertolini, had a 2012 pay package that more than tripled — nearly quadrupled — his compensation the year before, according to documents filed Friday with the U.S. Securities and Exchange Commission. Bertolini was compensated a total of $36.36 million last year, not including $11.1 million in stock awards which vest later and are based on the company's performance. The bulk of Bertolini's pay last year was $34.23 million in value from stocks vested and options exercised in 2012. He also received a $977,159 salary, $892,800 in non-equity incentives and $256,971 in "other compensation." This does not include an increase of $33,584 in his pension value. In 2011, Bertolini was compensated $9.7 million, not including $7.3 million in stock awards. "Bertolini received no salary increase in 2012 and his bonus was down 55%," Aetna spokeswoman Cynthia Michener said. "The long-term stock payouts reported in 2012 actually include two years' worth of equity grants from prior years. No long-term equity grants are scheduled to pay out in 2013." Chief Financial Officer Joseph M. Zubretsky was compensated $21.39 million, not including $4.5 million in stock awards that have a future value and depend on the company's performance. Kristi Ann Matus, executive vice president of government services, was compensated $2.5 million, not including $3.8 million in stock awards that have a future value and depend on the company's performance. Margaret M. McCarthy, executive vice president of operations and technology, was compensated $11.9 million, not including $2.75 million in stock awards that have a future value and depend on the company's performance. Karen S. Rohan, who left her position as president of Magellan Health Services Inc. in June 2012 and became Aetna's executive vice president of specialty products, was compensated $693,661, not including $3.68 million in stock awards that have a future value and depend on the company's performance. articles.courant.com/2013-04-08/business/hc-aetna-ceo-bertolini-pay-20130408_1_aetna-ceo-magellan-health-services-inc-aetna-inc
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Post by ShivaTD on Oct 17, 2013 9:13:25 GMT
You missed the point in the title AND the OP. This is about the website......and what IT experts are finding is the problem with the bottleneck. It's because the government makes a person fill out personal information FIRST so that the gov't can determine IF they will qualify for a subsidy.....BEFORE they can even do some looking around. That was done for the primary reason so that people would NOT be "scared off" by seeing the cost of the plans first. This is FACT; it's not in dispute. This has even been admitted to by the administration.....right there in the article from Forbes sited above: “An HHS spokeswoman said the agency wanted to ensure that users were aware of their eligibility for subsidies that could help pay for coverage, before they started seeing the prices of policies.” I agree because it took a lot of research on my part to be able to find out fundamental information about the plans being offered without first creating an account. While we have the WA State run exchange that isn't experiencing difficulties related to creating accounts and signing up for insurance this information should be available without having to create an account.
Since our exchange is controlled by the State and not the Federal government I'm going to write a letter of complaint to our insurance commissioner about it. When it comes to people in those states where they choose the "Federal" exchanges I suggest a letter to their members of Congress so that it would force the Federal exchanges to also provide this information without a person having to create an account. Now that is something I believe Republicans can change related to "Obamacare" because there should be widespread support for this information being easily available to the public without having to create an account.
I keep repeating that Republicans need to fix problems with "Obamacare" and this is a problem they could have fixed without much effort if they weren't simply intent on repealing it. Democrats would lose a public opinion battle on making this information available without having to create an account.
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